* HRA reverts to base rates on DA reset. As DA rises again it will automatically re-trigger to higher slabs.
Fitment Factor Comparison
Projected take-home salary across all fitment scenarios
Level / Role
Current Take-Home (DA 58%, HRA 20%)
1.92x
2.28x
2.57x
2.86x ★
3.00x
3.68x
★ Blue = 2.86x expected fitment. Take-home after GPF 12% + Prof Tax ₹200. HRA: 20% current → 16% after 8th CPC (Class Y).
How the Salary is Calculated
The formula behind every number
📐 8th CPC Salary Formula
New Basic
=
Current Basic
×
Fitment (2.86x)
Take-Home
=
New Basic
+
DA (0%)
+
HRA (24/16/8%)
−
PF (12%)
−
₹200 Tax
Why DA resets to 0%? The fitment factor absorbs the 58% accumulated DA. So New Basic = Old Basic × 1.58 × growth. DA then starts fresh from 0%. Why HRA reverts to 24%? HRA % is DA-linked. When DA resets to 0%, HRA goes back to base. But absolute HRA is higher because basic pay is much larger.
How to Use This Calculator
4 easy steps
1
Select Department
Central Govt, PSU or State Govt
2
Choose Pay Level
Pick Level 1–18 or type basic pay
3
City & PF Type
City determines HRA rate
4
Adjust Fitment
Try different scenarios
Frequently Asked Questions
Accurate answers with official sources
The current DA is 58%, effective July 1, 2025, approved by Cabinet in October 2025. It is expected to rise to ~60% from January 1, 2026 based on AICPI-IW index data. Official circular typically comes in March/April with arrears.
Cabinet Decision Oct 2025 · Labour Bureau AICPI-IW
Under 7th CPC, HRA automatically revises upward when DA crosses thresholds. When DA exceeded 50% in July 2024, HRA was revised to 30% / 20% / 10% for X, Y, Z cities. Many old calculators still show the outdated 24%/16%/8% — those are incorrect for current salary calculations. After 8th CPC when DA resets, HRA will revert to base rates (24/16/8%) applied on the new higher basic pay.
7th CPC OM · DoPT
No fitment factor is officially confirmed. The 8th CPC (Chairperson: Justice Ranjana Prakash Desai) has an 18-month mandate. Expert estimates range from 1.92x to 2.86x. Employee unions (NC-JCM) demand 2.86x to 3.68x. This calculator defaults to 2.86x. The 7th CPC used 2.57x.
NC-JCM Demands · Expert Analysis
The effective date is Jan 1, 2026 (arrears from this date). However, the commission has an 18-month mandate from late 2025, meaning the report won’t be ready before mid-2027. Government review + implementation typically takes another 6–12 months. Actual salary revision is expected in late 2027 or 2028.
8th CPC Terms of Reference · Historical Pattern
Yes. All central government pensioners will benefit. The fitment factor will be applied to revise pensions, following the same pattern as the 7th CPC. Family pension rules and commutation tables may also be revised.
7th CPC Pension Revision Precedent
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Important Disclaimer: Indicative projections only. Fitment factor and 8th CPC pay structure not officially announced. Verify with your Finance/Accounts department.